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At Heritage at Brookstone, we understand the decision to move from a private home into group care is not an easy one. Seniors and their adult children have many options to consider, including monthly cost, services included, and wellness programs available. We hope the information below will help make the decision-making process easier for your entire family.

What is the Cost of a Senior Living Community?

The amount seniors pay each month depends on the level of care they require. At Heritage of Brookstone, the community charges a one-time community fee of $2,000. The monthly fee for Kennesaw assisted living starts at $3,875 per month, and our all-inclusive memory care starts at $4,985 per month.

Team members at our community complete a wellness review of each new resident’s abilities and assign one of four wellness options accordingly. The amount you or your parent pays for senior living includes all services, amenities, meals, and transportation.

Here is a partial list of amenities and services included in the monthly fee:

  • Delectable chef-prepared entrées served restaurant-style in our dining room
  • Emergency response system
  • Utilities included (except phone)
  • 24-hour health monitoring team
  • Personalized Salus™ and Valeo™ wellness programs
  • Beauty and barber salon
  • Media room
  • Entertainment, social events and educational programs
  • Housekeeping, laundry and linen services
  • Scheduled group transportation to social events and cultural programs
  • Beautifully landscaped courtyards with walking paths
  • Maintenance and repairs
  • Landscaping and trash removal
  • Pet-friendly environment

What is the Cost of Living at Home?

One of the common misconceptions people have is that they incur few living expenses at home once they have paid off their mortgage. While it would be nice if this were true, this is not the reality for any homeowner. The list below represents several examples of expenses people must pay when they live in their own home:

  • Emergency response services
  • Food
  • Homeowners’ insurance
  • Home repairs
  • Indoor and outdoor maintenance costs
  • Modifications to accommodate reduced mobility
  • Real estate taxes
  • Replacement cost of non-functional appliances
  • Transportation

A recent survey conducted by McKnight Senior Living Journal indicates that aging at home costs an average of twice as much as living in a senior care community. The cost runs even higher for seniors who need in-home care or housekeeping help.

An item that seems to confuse people the most is comparing the cost of their monthly mortgage with the monthly cost of senior living. The mortgage will be less in nearly every case because it does not account for living expenses, home maintenance, and in-home care if needed.

Cost of Senior Living in Kennesaw, GA

We recommend starting by reviewing public options and then consider any personal resources available.

Medicaid

The Medicaid program may be available to help seniors defray the cost of community living if their income falls below a certain level or they have exhausted their personal savings. You should know that each state operates its own program the community must participate in the state’s program. Participation is voluntary, and many opt-out due to heavy regulations and low reimbursement rates.

Medicare

The federal-level Medicare program does not pay for personal care or residential services received in an assisted living community. You or your parent can access Medicare to pay for medical services the same way you would if living somewhere else. However, the program does not cover any costs associated with day-to-day care. The only time Medicare assistance might be available is when a doctor recommends that a resident transfers to assisted living for a short time while recovering from an illness or injury.

Long-Term Care Insurance

This option provides supplemental payments to policyholders to help meet the monthly cost of residing in a senior living community. The policy must have been in place before the person who pays the premiums needed assisted living care. If you or a family member are not yet at the point of considering a move to assisted living, comparing benefits and rates on long-term care insurance could save you money when the time does come.

Veteran’s Benefits

The United States Department of Veterans Affairs (VA) offers certain benefits towards the cost of residential assisted living. The most common program for this purpose is the Non-Service Connected Improved Pension Benefit with Aid and Attendance. The amount of aid available ranges from approximately $1,900 per month for single veterans to $2,300 per month for married veterans. The VA may increase the benefit each year based on inflation. Due to the overwhelming demand for this benefit, the wait time to receive it can be extensive.

Personal Savings

We recommend that you check with all assistance programs first before using personal income or savings. Once you have exhausted all possibilities, you will need to pay for any remaining balance with the assisted living community with your funds. If you expect to have out-of-pocket senior living expenses in the future, one way to save for them is to place your money in savings or investment accounts that pay a high percentage of interest. In addition, you may want to speak with a financial advisor to receive additional tips on how to plan for long-term care expenses.

Heritage of Brookstone, located in Kennesaw, GA is here to help you live your life to the fullest. Contact our team today to schedule a virtual tour and explore our senior living community. To learn more about our community located near Atlanta, please download our Georgia Senior Living Guide.